CMS Clara provides you with a single point of access to your clients’ vehicle data to improve risk management, pricing, and claims.

Why Us


We deliver a 10-point combined operating ratio improvement.


A track record of delivering digital insurance initiatives across Europe and the Americas.

Low Touch

Leverage our pioneering technology and expertise, minimising the resource needed for deployment.


An enterprise solution trusted by multiple global brands in regulated environments.

Access all data

Access consistent and comparable connected vehicle data from any new or existing installed telematics system.

Clara will aggregate data from any third-party telematics system giving you access to information not previously available.

Manage risk better

Utilise the data provided by Clara to automatically identify and intervene with high risk clients.

Clara can provide the data for insurers to develop their own view of risk or a dashboard for both clients and insurers to access and engage with their risk information.

Increase competitiveness

Use the data and analytics provided by Clara to increase or retain your customer footprint.

Clara has been proven to deliver tangible insight and savings, enabling you to price more accurately and reduce claims spend.

Respond to claims faster

Receive real time, accurate collision alerts without having to review large volumes of false alerts.

Clara’s crash filtering technology automatically assesses each event, reducing the number of events you have to review from 400 false alarms per crash, to three per crash.

Insurance Case Study

  • Customer

    US Commercial Motor Insurer

  • Scale

    50 states, multi-line insurance product. Growing by 2,000 vehicles per month.

  • Customer Since


  • Challenges

    Couldn’t access customer telematics data without installing own hardware.

    Couldn’t compare multi-source data to inform mid term and renewal quotes.

    Risk management services still based on rotation, claims experience and spend. Desire to be more targeted.

US Commercial Motor Insurer
  • Product launched across all 50 states
  • Embedded into light commercial product lines, up to bus, coach and heavy duty trucking.
  • Directly integrated into customer underwriting and pricing engine.
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  • Aggregation and normalisation of data from various existing customer telematics systems.
  • Gave underwriting and data science a single API to access all client data.
  • Delivered a risk analytics portal to risk management team and fleet customers.
  • Re-processed all raw data to deliver consistent trip and speeding outputs.
  • Incorporated multiple third party data sources to enrich risk insights.
Data Points Aggregated
  • 10 telematics systems
  • At least one new telematics system added per month
  • Claims data
  • VIN lookup data
  • Road Speed Limits
  • Traffic and average road speed

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